* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: #f7f4ea;
  color: #1a2230;
  font-family: "Microsoft YaHei", "PingFang SC", sans-serif;
  font-size: 16px;
  line-height: 1.75;
}

h1,
h2 {
  font-family: "Palatino Linotype", "Songti SC", serif;
  font-weight: 600;
  color: #0b1f3a;
  line-height: 1.35;
}

h1 {
  font-size: 1.72rem;
  margin: 0 0 12px;
}

h2 {
  font-size: 1.38rem;
  margin: 0 0 14px;
  padding-bottom: 8px;
  border-bottom: 3px solid #c9a227;
}

p {
  margin: 0 0 14px;
}

a {
  color: #0b1f3a;
}

.inner {
  width: 100%;
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 20px;
}

.site-head {
  height: 64px;
  background: #0b1f3a;
  border-bottom: 2px solid #c9a227;
}

.head-bar {
  height: 64px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.brand {
  color: #f7f4ea;
  text-decoration: none;
  font-family: "Palatino Linotype", "Songti SC", serif;
  font-size: 1.2rem;
  letter-spacing: 0.04em;
  border-left: 3px solid #c9a227;
  padding-left: 10px;
}

.site-nav {
  display: flex;
  gap: 28px;
}

.site-nav a {
  color: #e8e2cc;
  text-decoration: none;
  font-size: 15px;
  padding: 4px 0;
  border-bottom: 2px solid transparent;
}

.site-nav a.current {
  color: #c9a227;
  border-bottom-color: #c9a227;
}

.hero-split {
  width: 100%;
  max-width: 1180px;
  margin: 0 auto;
  padding: 22px 20px 18px;
  display: flex;
  gap: 22px;
  align-items: stretch;
}

.hero-copy {
  flex: 0 0 58%;
  max-width: 58%;
}

.hero-copy p:last-child {
  margin-bottom: 0;
}

.dl-card {
  flex: 0 0 calc(42% - 22px);
  max-width: calc(42% - 22px);
  background: #fffdf6;
  border: 1px solid #d8c888;
  box-shadow: 0 8px 0 #0b1f3a;
}

.dl-card-top {
  background: #0b1f3a;
  color: #f7f4ea;
  padding: 10px 18px;
  font-family: "Palatino Linotype", "Songti SC", serif;
  font-size: 1.05rem;
}

.dl-card-body {
  padding: 16px 18px 18px;
}

.gold-btn {
  display: inline-block;
  background: #c9a227;
  color: #0b1f3a;
  text-decoration: none;
  border: 0;
  border-radius: 0;
  font-family: "Microsoft YaHei", sans-serif;
  font-size: 1.05rem;
  font-weight: 700;
  padding: 14px 22px;
  min-height: 48px;
  line-height: 1.2;
  text-align: center;
}

.gold-btn.wide {
  display: block;
  width: 100%;
}

.btn-row {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.disc-mt5 {
  margin-top: 12px;
  padding: 10px 12px;
  background: #f3ead0;
  border-left: 3px solid #c9a227;
  font-size: 13.5px;
  line-height: 1.65;
  color: #3a3014;
}

.sub-links {
  margin-top: 12px;
  font-size: 14px;
}

.sub-links a {
  color: #0b1f3a;
  margin-right: 14px;
}

.sec-block {
  padding: 26px 0 8px;
}

.feat-row {
  display: flex;
  gap: 16px;
  padding: 8px 0 10px;
}

.feat-item {
  flex: 1;
  background: #fffdf6;
  border: 1px solid #e2d6a8;
  padding: 16px 16px 12px;
}

.feat-item svg {
  width: 40px;
  height: 40px;
  display: block;
  margin-bottom: 10px;
}

.feat-item h3 {
  margin: 0 0 8px;
  font-size: 1.02rem;
  color: #0b1f3a;
  font-family: "Palatino Linotype", "Songti SC", serif;
}

.feat-item p {
  margin: 0;
  font-size: 14.5px;
}

.cmp-table,
.news-table {
  width: 100%;
  border-collapse: collapse;
  background: #fffdf6;
  margin: 8px 0 16px;
}

.cmp-table th,
.cmp-table td,
.news-table th,
.news-table td {
  border: 1px solid #d4c89a;
  padding: 9px 12px;
  text-align: left;
  vertical-align: top;
  font-size: 14.5px;
}

.cmp-table th,
.news-table th {
  background: #0b1f3a;
  color: #f7f4ea;
  font-weight: 600;
}

.cmp-table tr:nth-child(even) td,
.news-table tr:nth-child(even) td {
  background: #f3ead0;
}

.faq-block {
  background: #fffdf6;
  border: 1px solid #e2d6a8;
  padding: 14px 16px 6px;
  margin: 0 0 12px;
  border-left: 4px solid #c9a227;
}

.faq-block h3 {
  margin: 0 0 8px;
  font-size: 1.02rem;
  color: #0b1f3a;
  font-family: "Palatino Linotype", "Songti SC", serif;
}

.risk-box {
  margin: 18px 0 8px;
  padding: 14px 16px;
  background: #f3ead0;
  border: 1px solid #c9a227;
  border-left: 6px solid #c9a227;
  color: #3a2010;
}

.steps {
  margin: 0 0 14px;
  padding-left: 22px;
}

.steps li {
  margin-bottom: 10px;
}

.site-foot {
  margin-top: 28px;
  background: #0b1f3a;
  color: #e8e2cc;
  padding: 22px 0 26px;
  font-size: 13.5px;
  line-height: 1.7;
}

.site-foot p {
  margin: 0 0 10px;
}

.site-foot p:last-child {
  margin-bottom: 0;
}

.site-foot a {
  color: #c9a227;
}

@media (max-width: 860px) {
  .hero-split {
    flex-direction: column;
  }

  .hero-copy,
  .dl-card {
    flex: 1 1 auto;
    max-width: 100%;
  }

  .feat-row {
    flex-direction: column;
  }

  .site-nav {
    gap: 14px;
  }

  h1 {
    font-size: 1.4rem;
  }
}